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Loan Eligibility Calculator
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Interest Rate (Reducing)*

Loan Tenure (in Years)*

Rest Frequency

Annual Rest      Monthly Rest

Applicant Details:

Net Monthly Income*

Other obligation
(Current installment on existing loan, if any)

Co-Applicant Details (if any) :

Net Monthly Income

Other obligation
(Current installment on existing loan - if any)

Loan Eligibility Amount


Calculated Loan Eligibility Amount

You can use our Loan Eligibility calculator as a quick guide before availing for any kind of loan. This Loan Eligibility calculator is very easy to use and provide the results instantly. Loan Eligibility calculator guide you how affordable a loan can be for you by providing all important information like your Loan Eligibility Amount for a particular loan tenure and rate of interest. It’s very beneficial to use the calculator to get a quick quote on your Loan Eligibility Amoun. If the quote satisfies you as per your requirement, then apply accordingly. It is as simple as that.

Finance Glossary:
  • Loan Eligibility Amount: Maximum Loan Amount which you can intend to borrow. Excludes downpayment.
  • Rest Frequency: Either monthly or yearly based on your choice whether you opt for monthly reducing interest or yearly reducing interest.
  • Loan Tenure : Period of the loan in years.
  • Interest Rate: Interest on the loan is calculated monthly on the outstanding balance at 1/12 of the annual interest rate.
Followings are the easy steps to use this Loan Eligibility calculator:
  • Enter the rate of interest (reducing & a valid number).
  • Enter the loan tenure in years (a valid number).
  • Select Rest Frequency - Either monthly or yearly based on your choice whether you opt for monthly reducing interest or yearly reducing interest.
  • Enter your monthly take-home salary.
  • Enter other obligation ie. Current installment on existing loan (if any), otherwise leave it blank
  • Enter your monthly take-home salary of co-applicant (if any), otherwise leave it blank
  • Enter other obligation for co-applicant (if any), otherwise leave it blank
  • Press "calculate".
  • The Loan Eligibility calculator will display Calculated Loan Eligibility Amount for the given loan tenure and the interest rate.
Disclaimer: All calculators and comparators are developed based on certain assumptions which may not be true in your case. You are suggested to consult your personal financial advisor prior to make any decision/investment. RealtyZing disclaims any responsibility for any decision taken based on these calculators and comparators or the information provided herein.

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