Current Home Loan Rates in India, Compare Home Loan Rates, Best Home Loan Interest Rates in India

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Below are the home loan rates of various banks/housing finance companies across India. These rates are applicable to salaried/self employed person who is a legal Indian Citizen.

Leading Lending Banks

Home Loan Banks Interest rate type < 5 lakh 5-20 lakh 20-30 lakh 30-50 lakh 50-75 lakh above 75 lakh

SBI Floating 10.75 10.75 10.75 11 11 11.25

SBI Fixed 12.25% 12.25% 12.25% 12.50% 12.50% 13%

HDFC Floating 10.75%
(Fixed for 3 yrs)
11.25%
(Fixed for 5 yrs) , After that 10.50% rate or then applicable rate. 10.75%
(Fixed for 3 yrs)
11.25%
(Fixed for 5 yrs) , After that 10.50% rate or then applicable rate. 10.75%
(Fixed for 3 yrs)
11.25%
(Fixed for 5 yrs) , After that 10.50% rate or then applicable rate. 11.25%
(Fixed for 3 yrs)
11.50%
(Fixed for 5 yrs) ,After that 10.75% rate or then applicable rate. 11.25%
(Fixed for 3 yrs)
11.50%
(Fixed for 5 yrs) ,After that 10.75% rate or then applicable rate. 11.75%
(Fixed for 3 yrs)
11.75%
(Fixed for 5 yrs) ,After that 11% rate or then applicable rate.

HDFC Fixed 12.25% 12.25% 12.25% 12.75% 12.75% 13.25%

ICICI Bank Floating 10.5 10.50% 10.50% 11% 11% 11.50%

ICICI Bank Fixed 10.50%
(Fixed 1 yr)
10.75%
(Fixed 2yrs)
10.75%
(Fixed 3yrs), then 10.50% 10.50%
(Fixed 1 yr)
10.75%
(Fixed 2yrs)
10.75%
(Fixed 3yrs), then 10.50% 10.50%
(Fixed 1 yr)
10.75%
(Fixed 2yrs)
10.75%
(Fixed 3yrs), then 10.50% 11%
(Fixed 1 yr)
11.25%
(Fixed 2yrs)
11.25%
(Fixed 3yrs), then 10.50% 11%
(Fixed 1 yr)
11.25%
(Fixed 2yrs)
11.25%
(Fixed 3yrs), then 10.50% 11.50%
(Fixed 1 yr)
11.75%
(Fixed 2yrs)
11.75%
(Fixed 3yrs),then 10.50%

LIC Housing Finance Floating 10.40%
10.70%
(Fixed for 3 yrs)
11.15%
(Fixed for 5 yrs) 10.40%
10.70%
(Fixed for 3 yrs)
11.15%
(Fixed for 5 yrs) 10.40%
10.70%
(Fixed for 3 yrs)
11.15%
(Fixed for 5 yrs) 10.40%
11.20%
(Fixed for 3 yrs)
11.40%
(Fixed for 5 yrs) 10.40%
11.20%
(Fixed for 3 yrs)
11.40%
(Fixed for 5 yrs) 10.40%
11.70%
(Fixed for 3 yrs)
11.65%
(Fixed for 5 yrs)

Axis Bank Floating 10.75 10.75 10.75 11 11 11.25

Axis Bank Fixed 11.75 11.75 11.75 11.75 11.75 11.75

IDBI Bank Floating 11% 11% 11.50%-11.75% 11.75% 11.75% 12.25%

IDBI Bank Fixed 13.50
(fixed for 3 yrs) 13.75
(fixed for 5 yrs) 13.50
(fixed for 3 yrs) 13.75
(fixed for 5 yrs) 13.50
(fixed for 3 yrs) 13.75
(fixed for 5 yrs) 13.50
(fixed for 3 yrs) 13.75
(fixed for 5 yrs) 13.50
(fixed for 3 yrs) 13.75
(fixed for 5 yrs) 14.00
(fixed for 3 yrs) 14.25
(fixed for 5 yrs)

Bank of Baroda Floating 11.25% 11.25% 11.25% 12.25% 12.25% 12.50%

Bank of Baroda Fixed 13.25% 13.25% 13.25% 14.25% 14.25% 14.50%

Oriental Bank of Commerce Floating 11.50% 11.50% 11.50% 12.25% 12.25% 12.50%

Oriental Bank of Commerce Fixed 13.50% 13.50% 13.50% 14.25% 14.25% 14.50%

Punjab National Bank Floating 11.50% 11.50% 11.50% 12.25% 12.25% 12.50%

Punjab National Bank Fixed 13.50% 13.50% 13.50% 14.25% 14.25% 14.50%

All Banks

ABN Amro Floating 13.5 13.5 13.5 13.75 13.75 14

Allahabad Bank Fixed 11.75 11.75 11.75 12.50% (Below 50lacs), then 13% 12.50% (Below 50lacs), then 13% 13%

Allahabad Bank Floating 11.75 11.75 11.75 12.5 12.5 13%

Andhra Bank Floating 10.75 10.75 10.75 11 11 11.25

Axis Bank Floating 10.75 10.75 10.75 11 11 11.25

Axis Bank Fixed 11.75 11.75 11.75 12 12 12.25

Bank of Baroda Floating 11.25% 11.25% 11.25% 12.25% 12.25% 12.50%

Bank of Baroda Fixed 13.25% 13.25% 13.25% 14.25% 14.25% 14.50%

Bank of India Floating 11% 11% 11% 11.50% 11.50% 12%

Bank of Maharashtra Floating 11.20% 11.20% 11.20% 11.95 11.95 12.20%

Bank of Maharashtra Fixed 12.80% 12.80% 12.80% 13.50% 13.50% 14%

Bank of Rajasthan Floating 11.20% 11.20% 11.20% 11.95 11.95 12.20%

Bank of Rajasthan Fixed 12.80% 12.80% 12.80% 13.50% 13.50% 14%

Canara Bank Floating 11.75 11.75 11.75 12.50% 12.50% 13%

Canara Bank Fixed 12.25 12.25 12.25 13 13 13.5

Catholic Syrian Bank Floating 11.75% 11.75% 11.75% 12.50% 12.50% 12.75%

Central Bank of India Floating 11.75% 11.75% 11.75% 12.50% 12.50% 12.75%

City Union Bank Floating 11.50% 11.50% 11.50% 12.25% (< 50Lacs), then 12.50% 12.25% (< 50Lacs), then 12.50% 12.5

Corporation Bank Floating 11.50% 11.50% 11.50% 12.25% 12.25% 13

Corporation Bank Fixed 12.25 12.25 12.25 13 13 13.5

Dena Bank Fixed 11.15% 11.15% 11.15% 11.75% - 12.25% 11.75% - 12.25% 11.75% - 12.25%

Dena Bank Floating 12.15 12.25 12.25 13 13 13.5

Deutsche Bank Floating 10.50% - 11% 10.50% - 11% 10.50% - 11% 10.50% - 11% 10.50% - 11% 10.50% - 11%

Deutsche Bank Fixed 12.15 12.25 12.25 13 13 13.5

Deutsche Postbank Home Finance Ltd Floating 11.75% 11.75% 11.75% 12.50% 12.50% 12.75%

Deutsche Postbank Home Finance Ltd Fixed 13.75% 13.75% 13.75% 14.50% 14.50% 14.75%

Dhanalakshmi Bank Floating 12.25% 12.25% 12.25% 12.75% 12.75% 13%

DHFL - Vysya Housing Finance Floating 11.25% (< 15Lacs), then 11.50% 11.25% (< 15Lacs), then 11.50% 11.50% 11.75% 11.75% 12.25%

DHFL - Vysya Housing Finance Fixed 13.25% 13.25% 13.25% 13.75% 13.75% 14%

Federal Bank Floating 10.78% 10.78% 10.78% 11.03% 11.03% 11.28%

Federal Bank Fixed 12.25% 12.25% 12.25% 12.75% 12.75% 13%

GIC Housing Finance Floating 10.5 10.5 10.5 11 11 11.5

GIC Housing Finance Fixed 13.75 13.75 13.75 14 14 14.5

HDFC Floating 10.75%
(Fixed for 3 yrs)
11.25%
(Fixed for 5 yrs)
, After that 10.50% rate or then applicable rate. 10.75%
(Fixed for 3 yrs) 10.75%
(Fixed for 3 yrs) 11.25%
(Fixed for 3 yrs)
11.50%
(Fixed for 5 yrs) ,After that 10.75% rate or then applicable rate. 11.25%
(Fixed for 3 yrs)
11.50%
(Fixed for 5 yrs) ,After that 10.75% rate or then applicable rate. 11.75%
(Fixed for 3 yrs)
11.75%
(Fixed for 5 yrs) ,After that 11% rate or then applicable rate.

HDFC Fixed 12.25% 12.25% 12.25% 12.75% 12.75% 13.25%

HSBC Bank Floating 12.0 - 15.0 12.0 - 15.0 12.0 - 15.0 12.0 - 15.0 12.0 - 15.0 12.0 - 15.0

ICICI Bank Floating 10.5 10.50% 10.50% 11% 11% 11.50%

ICICI Bank Fixed 10.50%
(Fixed 1 yr)
10.75%
(Fixed 2yrs)
10.75%
(Fixed 3yrs), then 10.50% 10.50%
(Fixed 1 yr)
10.75%
(Fixed 2yrs)
10.75%
(Fixed 3yrs), then 10.50% 10.50%
(Fixed 1 yr)
10.75%
(Fixed 2yrs)
10.75%
(Fixed 3yrs), then 10.50% 11%
(Fixed 1 yr)
11.25%
(Fixed 2yrs)
11.25%
(Fixed 3yrs), then 10.50% 11%
(Fixed 1 yr)
11.25%
(Fixed 2yrs)
11.25%
(Fixed 3yrs), then 10.50% 11.50%
(Fixed 1 yr)
11.75%
(Fixed 2yrs)
11.75%
(Fixed 3yrs),then 10.50%

IDBI Bank Floating 11% 11% 11.50%-11.75% 11.75% 11.75% 12.25%

IDBI Bank Fixed 13.50
(fixed for 3 yrs) 13.75
(fixed for 5 yrs) 13.50
(fixed for 3 yrs) 13.75
(fixed for 5 yrs) 13.50
(fixed for 3 yrs) 13.75
(fixed for 5 yrs) 13.50
(fixed for 3 yrs) 13.75
(fixed for 5 yrs) 13.50
(fixed for 3 yrs) 13.75
(fixed for 5 yrs) 14.00
(fixed for 3 yrs) 14.25
(fixed for 5 yrs)

IDBI Home Finance Floating 11% 11% 11.50%-11.75% 11.75% 11.75% 12.25%

IDBI Home Finance Fixed 13.50
(fixed for 3 yrs) 13.75
(fixed for 5 yrs) 13.50
(fixed for 3 yrs) 13.75
(fixed for 5 yrs) 13.50
(fixed for 3 yrs) 13.75
(fixed for 5 yrs) 13.50
(fixed for 3 yrs) 13.75
(fixed for 5 yrs) 13.50
(fixed for 3 yrs) 13.75
(fixed for 5 yrs) 14.00
(fixed for 3 yrs) 14.25
(fixed for 5 yrs)

Indian Bank Floating 11% 11% 11% 11.25% 11.25% 11.50%

Indian Bank Fixed 13 13 13 13.25 13.25 13.5

Indian Overseas Bank Floating 11.50% 11.50% 11.50% 11.75% 11.75% 11.75%

Indian Overseas Bank Fixed 13.5 13.5 13.5 13.75 13.75 14

J & K Bank Floating 12.50% (< 5 yrs) 13.25%(above 5 yrs) 12.50% (< 5 yrs) 13.25%(above 5 yrs) 12.50% (< 5 yrs) 13.25%(above 5 yrs) 13.25%% (< 5 yrs) 14%(above 5 yrs) 13.25%% (< 5 yrs) 14%(above 5 yrs) 13.25%% (< 5 yrs) 14%(above 5 yrs)

Karur Vysya Bank Floating 11.75 11.75 11.75 12.25 12.25 12.25

Kotak Bank Floating 13.5 13.5 13.5 14 14 14

Lakshmi Vilas Bank Floating 12.40% (< 5 yrs) 12.65%(above 5 yrs) 12.40% (< 5 yrs) 12.65%(above 5 yrs) 12.40% (< 5 yrs) 12.65%(above 5 yrs) 12.65% (< 5 yrs) 12.90%(above 5 yrs) 12.65% (< 5 yrs) 12.90%(above 5 yrs) 12.65% (< 5 yrs) 12.90%(above 5 yrs)

LIC Fix-o-Floaty Floating 10.40%
10.70%
(Fixed for 3 yrs)
11.15%
(Fixed for 5 yrs) 10.40%
10.70%
(Fixed for 3 yrs)
11.15%
(Fixed for 5 yrs) 10.40%
10.70%
(Fixed for 3 yrs)
11.15%
(Fixed for 5 yrs) 10.40%
11.20%
(Fixed for 3 yrs)
11.40%
(Fixed for 5 yrs) 10.40%
11.20%
(Fixed for 3 yrs)
11.40%
(Fixed for 5 yrs) 10.40%
11.70%
(Fixed for 3 yrs)
11.65%
(Fixed for 5 yrs)

LIC Housing Finance Floating 10.40%
10.70%
(Fixed for 3 yrs)
11.15%
(Fixed for 5 yrs) 10.40%
10.70%
(Fixed for 3 yrs)
11.15%
(Fixed for 5 yrs) 10.40%
10.70%
(Fixed for 3 yrs)
11.15%
(Fixed for 5 yrs) 10.40%
11.20%
(Fixed for 3 yrs)
11.40%
(Fixed for 5 yrs) 10.40%
11.20%
(Fixed for 3 yrs)
11.40%
(Fixed for 5 yrs) 10.40%
11.70%
(Fixed for 3 yrs)
11.65%
(Fixed for 5 yrs)

Moneyline Credit Ltd Floating 15 15 15 15 15 15

Oriental Bank of Commerce Floating 11.50% 11.50% 11.50% 12.25% 12.25% 12.50%

Oriental Bank of Commerce Fixed 13 13 13 13.5 13.5 13.5

Punjab & Sind Bank Floating 11.50% 11.50% 11.50% 12.25% 12.25% 12.50%

Punjab National Bank Floating 11.50% 11.50% 11.50% 12.25% 12.25% 12.50%

Punjab National Bank Fixed 13.50% 13.50% 13.50% 14.25% 14.25% 14.50%

Reliance Consumer Finance Floating 11% 11% 11% 11% 11% 11%

Saraswat Bank Fixed 11.50% 11.50% 11.50% 12.25% 12.25% 12.50%

Saraswat Bank Floating 13.50% 13.50% 13.50% 14.25% 14.25% 14.50%

SBBJ Easy Home Loan Floating 10.50% 10.50% 10.50% 10.75% 10.75% 11%

SBBJ Easy Home Loan Fixed 13.25% 13.25% 13.25% 13.25% 13.25% 13.25%

SBI Floating 10.75 10.75 10.75 11 11 11.25

SBI Fixed 12.25% 12.25% 12.25% 12.50% 12.50% 13%

SBI Advantage Home Loan Floating 10.75 10.75 10.75 11 11 11.25

SBI Advantage Home Loan Fixed 12.25% 12.25% 12.25% 12.50% 12.50% 13%

SBP Easy Home Loan Floating 11.25% 11.25% 11.25% 11.50% 11.50% 12.00%

SBP Easy Home Loan Fixed 12.75% 12.75% 12.75% 12.75% 12.75% 12.75%

South Indian Bank Floating 13.90(< 5 yrs) 14.15%(above 5 yrs) 13.90(< 5 yrs) 14.15%(above 5 yrs) 13.90(< 5 yrs) 14.15%(above 5 yrs) 14.40(< 5 yrs) 14.65%(above 5 yrs) 14.40(< 5 yrs) 14.65%(above 5 yrs) 14.40(< 5 yrs) 14.65%(above 5 yrs)

South Indian Bank Fixed 14.75 14.75 14.75 15.75 15.75 15.75

State Bank of Bikaner& Jaipur Floating 10.50% 10.50% 10.50% 10.75% 10.75% 11%

State Bank of Bikaner& Jaipur Fixed 13.25% 13.25% 13.25% 13.25% 13.25% 13.25%

State Bank of Hyderabad Floating 12.25% 12.25% 12.25% 12.25% 12.25% 12.25%

State Bank of Hyderabad Fixed 12.75% 12.75% 12.75% 12.75% 12.75% 12.75%

State Bank of Indore Floating 10.75 10.75 10.75 11 11 11.25

State Bank of Indore Fixed 12.25% 12.25% 12.25% 12.50% 12.50% 13%

State Bank of Mysore Floating 11.25%(< 25 yr ) 11.50%(above 25 yrs) 11.25%(< 25 yr ) 11.50%(above 25 yrs) 11.25%(< 25 yr ) 11.50%(above 25 yrs) 11.50%(< 25 yr ) 11.75%(above 25 yrs) 11.50%(< 25 yr ) 11.75%(above 25 yrs) 12.00%(< 25 yr ) 12.25%(above 25 yrs)

State Bank of Mysore Fixed NA NA NA NA NA NA

State Bank of Patiala Floating 11.50%(< 5 yr ) 11.75%(Above 5 to 15 yrs ) 12.0%(bove 15 to 25 yrs) 11.50%(< 5 yr ) 11.75%(Above 5 to 15 yrs ) 12.0%(bove 15 to 25 yrs) 11.50%(< 5 yr ) 11.75%(Above 5 to 15 yrs ) 12.0%(bove 15 to 25 yrs) 12.50%(< 5 yr ) 12.75%(Above 5 to 15 yrs ) 13.0%(bove 15 to 25 yrs) 12.50%(< 5 yr ) 12.75%(Above 5 to 15 yrs ) 13.0%(bove 15 to 25 yrs) 12.50%(< 5 yr ) 12.75%(Above 5 to 15 yrs ) 13.0%(bove 15 to 25 yrs)

State Bank of Patiala Fixed 12.75 12.75 12.75 12.75 12.75 13.25%

State Bank of Travancore Floating 11.25% 11.25% 11.25% 11.50% 11.50% 12%

Syndicate Bank Floating 11% 11% 11% 12.50% 12.50% 12.75%

Syndicate Bank Fixed 13 13 13 13.5 13.5 14

UCO Bank Floating 11.75% - 12.25% 11.75% - 12.25% 11.75% - 12.25% 12.50% - 13% (< 50Lacs), Then 12.75% - 13.25% 12.50% - 13% (< 50Lacs), Then 12.75% - 13.25% 12.75% - 13.25%

UCO Bank Fixed 13.0 - 14.25 13.0 - 14.25 13.0 - 14.25 14.5 14.5 14.75

Union Bank of India Floating 11.35% 11.50% 11.50% 12.25 12.25 12.25%

United Bank of India Floating 11.35%(< 5 yr ) 11.60%(Above 5 to 15 yrs ) 11.85%(bove 15 to 25 yrs) 11.35%(< 5 yr ) 11.60%(Above 5 to 15 yrs ) 11.85%(bove 15 to 25 yrs) 11.60%(< 5 yr ) 11.85%(Above 5 to 15 yrs ) 12.10%(bove 15 to 25 yrs 11.60%(< 5 yr ) 11.85%(Above 5 to 15 yrs ) 12.10%(bove 15 to 25 yrs 11.85%(< 5 yr ) 12.10%(Above 5 to 15 yrs ) 12.35%(bove 15 to 25 yrs 11.85%(< 5 yr ) 12.10%(Above 5 to 15 yrs ) 12.35%(bove 15 to 25 yrs

United Bank of India Fixed NA NA NA NA NA NA

Vijaya Bank Floating 10.75%(< 5 yr ) 11.00%(Above 5 to 10 yrs ) 11.25%(bove 10 to 15 yrs ) 11.50%(Beyond 15- 20yrs 10.75%(< 5 yr ) 11.00%(Above 5 to 10 yrs ) 11.25%(bove 10 to 15 yrs ) 11.50%(Beyond 15- 20yrs 10.75%(< 5 yr ) 11.00%(Above 5 to 10 yrs ) 11.25%(bove 10 to 15 yrs ) 11.50%(Beyond 15- 20yrs 11.50%(< 5 yr ) 11.75%(Above 5 to 10 yrs) 12.00%(bove 10 to 15 yrs) 12.25%(Beyond 15- 20yrs 11.50%(< 5 yr ) 11.75%(Above 5 to 10 yrs) 12.00%(bove 10 to 15 yrs) 12.25%(Beyond 15- 20yrs 11.50%(< 5 yr ) 11.75%(Above 5 to 10 yrs) 12.00%(bove 10 to 15 yrs) 12.25%(Beyond 15- 20yrs

Vijaya Bank Fixed 11.75 11.75 11.75 12.25 12.25 12.25

DDA Housing Scheme 2010

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Disclaimer: The data on interest rates presented here are updated regularly based on market research conducted by the RealtyZing. Please re-check or confirm the rates with the respective banks and HFCs before finally deciding to take a loan from one of them. RRealtyZing disclaims any responsibility for any decision taken based on these rates offered or the information provided herein.