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Below are the home loan rates of various banks/housing finance companies across India. These rates are applicable to salaried/self employed person who is a legal Indian Citizen.

Home Loan Banks/Schemes Interest rate type upto 5 lakh 5-20 lakh 20-30 lakh 30-50 lakh 50-75 lakh above 75 lakh
Leading Lending Banks
SBI Floating 9.5 9.5 9.5 10 10 10
SBI Fixed 10.75 10.75 10.75 11.75 11.75 11.75
SBI Easy Home Loan Fixed 8 8 8 8 NA NA
SBI Easy Home Loan Floating 8 8 8 8 NA NA
HDFC Floating 8.75 9 9 9 9.5 9.5
HDFC Fixed 14.25 14.25 14.25 14.25 14.25 14.25
ICICI Bank Floating 8.75 8.75 9.25 9.25 9.75 9.75
ICICI Bank Fixed 16 16 16 16 16 16
LIC Housing Finance Floating 8.75 8.75 8.75 8.75 8.75 9.5
Axis Bank Floating 8.75 8.75 8.75 9.25 9.25 9.25
Axis Bank Fixed 14 14 14 14 14 14
IDBI Bank Floating 8.75 8.75 8.75 9 9.25 9.25
IDBI Bank Fixed 11.25 11.25 NA NA NA NA
Bank of Baroda Floating 8.75 8.75 8.75 9.5 10.25 10.25
Bank of Baroda Fixed 9.75 9.75 9.75 10.5 10.5 10.5
Oriental Bank
of Commerce
Floating 9 9 9.25 10 10 10
Oriental Bank
of Commerce
Fixed 10 10 10.25 11.5 11.5 11.5
Punjab National Bank Floating 9 9 9.5 9.5 9.5 9.5
Punjab National Bank Fixed 10 10 10.25 10.25 10.25 10.25
All Banks
ABN Amro Floating 13.5 13.5 13.5 13.5 13.5 13.5
Allahabad Bank Fixed 8.5 9.25 12 12 12.5 12.5
Allahabad Bank Floating 8.5 9.25 9.5 9.5 10 10
Andhra Bank Floating 9.5 9.5 10.25 10.25 10.25 10.25
Axis Bank Floating 8.75 8.75 8.75 9.25 9.25 9.25
Axis Bank Fixed 14 14 14 14 14 14
Bank of Baroda Floating 8.75 8.75 8.75 9.5 10.25 10.25
Bank of Baroda Fixed 9.75 9.75 9.75 10.5 10.5 10.5
Bank of India
Star Home Loan
Floating 9 9 9 9.75 10.5 10.5
Bank of Maharashtra Floating 9 9 9 9.5 9.5 9.5
Bank of Maharashtra Fixed 11 11 11 11.5 11.5 11.5
Bank of Maharashtra
Festive offer
Fixed 8 8 8 8.25 8.25 8.25
Bank of Rajasthan Floating 8 8 8 8 8 8
Bank of Rajasthan Fixed 9 9 9 9 9 9
BoB - Special
Home loan package
Fixed 8.5 9.25 NA NA NA NA
Canara Bank Floating 8 8 8 8.75 8.75 8.75
Canara Bank Fixed 11.25 11.25 11.25 12 12 12
Catholic Syrian Bank Floating 11.5 11.5 13.5 13.5 NA NA
Central Bank of India Floating 9.5 9.5 9.5 10.75 10.75 10.75
City Union Bank Floating 11.5 13.5 14.5 NA NA NA
Corporation Bank Floating 9.5 9.5 9.5 10 10.5 10.5
Corporation Bank Fixed 11 11 11 11.5 11.5 11.5
Corporation Bank
CorpHome Plus
Fixed 8.5 9.25 NA NA NA NA
Dena Bank Fixed 8 8 8 8.5 8.5 8.5
Dena Bank Floating 8 8 8 8.5 8.5 8.5
Deutsche Bank Floating 11.25 11.25 11.25 11.25 11.25 11.25
Deutsche Bank Fixed 13.5 13.5 13.5 13.5 13.5 13.5
Deutsche Postbank
Home Finance Ltd
Floating 9 9 9 9.5 9.5 9.5
Dhanalakshmi Bank
Ltd
Floating 11.5 11.5 12.5 12.5 12.5 12.5
DHFL - Vysya
Housing Finance
Floating 9.75 9.75 11.25 11.25 11.25 11.25
DHFL - Vysya
Housing Finance
Fixed 13.75 13.75 15 15 15 15
Federal Bank Floating 8.5 9 9 9.5 9.75 9.75
Federal Bank Fixed 9.5 10 10 10.5 10.75 10.75
GIC Housing Finance Floating 10.25 10.25 10.25 10.25 10.25 10.25
GIC Housing Finance Fixed 13.75 13.75 13.75 13.75 13.75 13.75
HDFC Floating 8.75 9 9 9 9.5 9.5
HDFC Fixed 14.25 14.25 14.25 14.25 14.25 14.25
HSBC Bank Floating 12.0 - 15.0 12.0 - 15.0 12.0 - 15.0 12.0 - 15.0 12.0 - 15.0 12.0 - 15.0
ICICI Bank Floating 8.75 8.75 9.25 9.25 9.75 9.75
ICICI Bank Fixed 16 16 16 16 16 16
IDBI Bank Floating 8.75 8.75 8.75 9 9.25 9.25
IDBI Bank Fixed 11.25 11.25 NA NA NA NA
IDBI Home Finance Floating 12 12 NA NA NA NA
IDBI Home Finance Fixed 13.75 13.75 NA NA NA NA
Indian Bank Floating 9.25 9.25 9.5 10 10 10
Indian Bank Fixed 11 11 11.5 11.5 11.5 11.5
Indian Bank
Festival offer
Fixed 8.25 8.25 8.5 9 9.25 9.25
Indian Overseas Bank Floating 8.5 8.5 8.5 10.25 NA NA
Indian Overseas Bank Fixed 9.5 9.5 9.5 12 NA NA
J & K Bank Floating 10 10 10.75 10.75 10.75 NA
Karur Vysya Bank Floating 9.75 9.75 10.25 11.25 11.25 11.25
Karur Vysya Bank Fixed 12.5 12.5 13 13 13 13
Kotak Bank Floating 12.5 12.5 12.5 12.5 12.5 12.5
Lakshmi Vilas Bank Floating 10.5 10.5 10.5 10.75 10.75 10.75
Lakshmi Vilas Bank Fixed 11.25 11.25 11.25 11.5 11.5 11.5
LIC Fix-o-Floaty Floating 8.9 8.9 8.9 8.9 8.9 8.9
LIC Housing Finance Floating 8.75 8.75 8.75 8.75 8.75 9.5
Moneyline Credit Ltd Floating 15 15 NA NA NA NA
Oriental Bank
of Commerce
Floating 9 9 9.25 10 10 10
Oriental Bank
of Commerce
Fixed 10 10 10.25 11.5 11.5 11.5
Oriental Bank of
Commerce Stimulus
package
Fixed 8.5 9.25 NA NA NA NA
PNB Housing
Finance Ltd
Floating 9.25 9.25 10 10 10 10
PNB Housing
Finance Ltd
Fixed 13 13 13 13 13 13
Punjab & Sind Bank Floating 8.25 8.25 8.5 10 10 10
Punjab National Bank Floating 9 9 9.5 9.5 9.5 9.5
Punjab National Bank Fixed 10 10 10.25 10.25 10.25 10.25
Punjab National Bank
Festive offer
Fixed 8.5 8.5 8.5 NA NA NA
Reliance Consumer
Finance
Floating 12.0 - 14.5 12.0 - 14.5 NA NA NA NA
Saraswat Bank Fixed 8.5 8.5 8.5 8.5 NA NA
Saraswat Bank Floating 8.5 8.5 8.5 8.5 NA NA
SBBJ Easy Home Loan Floating 8 8 8 8 NA NA
SBBJ Easy Home Loan Fixed 8 8 8 8 NA NA
SBI Floating 9.5 9.5 9.5 10 10 10
SBI Fixed 10.75 10.75 10.75 11.75 11.75 11.75
SBI Advantage
Home Loan
Fixed NA NA NA NA 8 8
SBI Advantage
Home Loan
Floating NA NA NA NA 8 8
SBI Easy Home Loan Fixed 8 8 8 8 NA NA
SBI Easy Home Loan Floating 8 8 8 8 NA NA
SBP Easy Home Loan Fixed 8 8 8 8 8 8
South Indian Bank Floating 11.75 11.75 11.75 12.5 12.5 12.5
South Indian Bank Fixed 12.75 12.75 12.75 13.5 13.5 13.5
State Bank of
Bikaner& Jaipur
Floating 9.5 9.5 9.5 10 10 10
State Bank of
Bikaner& Jaipur
Fixed 11.25 11.25 11.25 12.25 12.25 12.25
State Bank
of Hyderabad
Floating 9.25 9.25 9.25 10.5 10.5 10.5
State Bank
of Hyderabad
Fixed 12.25 12.25 12.25 12.25 12.25 12.25
State Bank of Indore Floating 9.5 9.5 9.5 11.5 11.5 11.5
State Bank of Indore Fixed 12.75 12.75 12.75 13.75 13.75 13.75
State Bank of Mysore Floating 9.25 9.25 9.25 9.5 9.5 9.5
State Bank of Mysore Fixed 12.25 12.25 12.25 12.75 12.75 12.75
State Bank of Patiala Floating 9 9 9 10 10 10
State Bank of Patiala Fixed 12.25 12.25 12.25 12.25 12.25 12.25
State Bank
of Travancore
Floating 9.5 9.5 9.5 10.25 10.25 10.25
Syndicate Bank Floating 8.5 8.5 9.25 9.75 9.75 9.75
Syndicate Bank Fixed 13 13 13 13 13 13
UCO Bank Floating 8.25 - 8.75 8.25 - 8.75 8.25 - 8.75 9.25 - 9.75 9.25 - 9.75 9.25 - 9.75
UCO Bank Fixed 12.0 - 12.25 12.0 - 12.25 12.0 - 12.25 12.25 12.25 12.25
Union Bank of India Floating 8.5 8.5 8.5 8.5 9.25 9.25
United Bank of India Floating 8.5 8.5 9.5 10 10 10
United Bank of India Fixed 11.25 11.25 12.25 12.75 12.75 12.75
United bank of India
Special offer
Fixed 8.25 9 NA NA NA NA
Vijaya Bank Floating 8 8 8 8.5 8.5 8.5
Vijaya Bank Fixed 10.75 10.75 10.75 11.5 11.5 11.5
Vijaya Bank
Vijaya Niwas Scheme
Fixed 8 8 NA NA NA NA

Disclaimer: The data on interest rates presented here are updated regularly based on market research conducted by the RealtyZing. Please re-check or confirm the rates with the respective banks and HFCs before finally deciding to take a loan from one of them. RRealtyZing disclaims any responsibility for any decision taken based on these rates offered or the information provided herein.

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